Phil Rubis

Excellent Employer HRA Plans, Are They The Best Health Insurance For Your Small Business?

Small business owners and their HR managers are realizing in greater numbers that cost effective solutions for health insurance for small business and for their employees are increasingly becoming a must. This is the time when businesses in the USA are... Read >

Is Employee HRA Account Your Best Compromise?

It just seems that employee HRA account (Health Reimbursement Account, or Medical Reimbursement Account, a.k.a. Healthcare Reimbursement Account, or Health Reimbursement Arrangement) is one of the best kept secrets in the small business benefits marketpla... Read >

HRA Account Rules And Advantage Of HRA Type Insurances

Based on positive and negative experiences from the past years, HRA accounts, a.k.a Health Reimbursement Accounts, or Health Reimbursement Arrangement plans, are gaining momentum as compared to widely publicized HSA accounts of the first decade of the 20t... Read >

Health Insurance Reform Bill And Tips On Child Health Insurance Until 26

If you have kids who are under 26 years old and are wondering how they are going to take care of their health insurance, you are in the right place. Quite possibly your child, or young adult is just starting out in life, is college bound or getting out of... Read >

Federal Health Care To Lessen Self Employed Health Bills

One of the main reasons would-be self employed often stated for not pursuing the business of their dreams was the inability to get reasonably priced individual health insurance. Instead, these entrepreneurs have been staying in their health benefit-laden ... Read >

Affordable Government Health Insurance For People With Pre-existing Condition, Take Advantage

An interesting situation has been created due to the passage of the Affordable Health Care Act of 2010 in the USA for the period 2010-2014. This is a transition period in which the health insurance system is supposed to transition to the system in which, ... Read >

Baby Health Insurance Plans And New Health Insurance Rules

While newborns, babies and children have in many states had a relatively free access to healthcare services, either through parents' insurances, or through the state run insurances and programs such as Medicaid and Healthy Families, there were up until no... Read >

Inexpensive College Student Health Insurance Policy, Take Advantage Of Goverment Health Insurance Pr

Being a college student, finding health insurance is a requirement to enter a great number of colleges and universitie on one hand, and on the other hand, it isn't easy to do. What affordable college student health insurance options are available now afte... Read >

Purchasing Health Insurance For Pre-Existing Condition And Health Insurance Reform

If you have been diagnosed with a condition that insurance companies consider a pre-existing condition, and have been in the past denied individual health insurance, then there are new features in the health care law passed in 2010 that will possibly bene... Read >

Top Health Insurance Plans For Pregnancy And New Health Insurance Bill

If you are thinking of getting pregnant or you have already conceived and are wondering about the options you have for health insurance to cover pregnancy related medical expenses, you are not alone. In this fragile economy, with jobs coming and going, no... Read >

Rising Cost Of Health Insurance - Leading Three Reasons Why

With the passage of the affordable health care act of 2010 in the US, the promise and hope of folks who supported the plan was that the plan would ultimately reduce the costs of healthcare for everyone in the USA. The new health care law of 2010 is design... Read >

Best Health Insurance For Self Employed - New Health Insurance Plans

With the new healthcare law, passed in the US in 2010, there came a number of new options for individuals who would want to get individual health insurance plans on their own, in particular health insurance for self employed. Especially during the time... Read >

Hospitalization Insurance - Should You Use Health Savings Accounts Or No

With today's prices of health care services, and consequently, with prices of health insurance the way they are, hospitalization insurance only has become a popular choice among the individual consumers. Effectively, high deductible health plans are hospi... Read >

Medical Insurance With Maternity Coverage And Federal Health Insurance

If you are a couple or a female who are looking to get pregnant and are just wondering how you can get insured to prevent possible high costs associated with medical exams, diagnostic and lab tests, and finally with the delivery of the baby, then in this ... Read >

Health Insurance For Children Over 25 And Federal Health Insurance

In these new economic times when fresh graduates have it much harder than the previous generations to find a solid job with health benefits worth mentioning, many young adults are perplexed while looking for possiblities of removing a big financial uncert... Read >